Professional Liability Insurance

As a critical component of a bank’s overall enterprise risk management approach, ABA Insurance Services offers a full suite of professional liability coverage designed specifically for banks operating in today’s complex business environment, including Directors & Officers with related endorsements, Employment Practices, and Trust Services for banks with trust powers and operating trust departments.

D&O Coverage Resources

D&O Coverage Checklist*                          D&O Coverage Overview*

Coverage Name Summary* Specimen**
Directors & Officers Liability (D&O)
Bankers Professional Liability (BPL)
Broad Form Company Liability (BFCL)
Brokerage Services Liability
Employment Practices Liability Endmt
Fiduciary Liability
Insurance Services Liability
Lender Liability
Record Protection
Trust Services Endorsement
Wealth Management Liability
Employment Practices Liability***
Trust Services Liability

* Documents are applicable only for those states where the 2017 D&O policy has been approved, as indicated in "white" on the map above.

** Specimen policies are applicable only for those states where Great American policies have been approved, as indicated in "blue" on the map above.

*** Not available in Delaware, Montana, New Hampshire, Oklahoma, or Oregon.

For coverage summaries and sample policies for all other states, please contact your ABA Insurance Services' underwriter or email

Professional Liability/Bond Applications


Blue States approved for Great American policies: AL, AR, AZ, CA, CO, CT, DC, DE, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, WY

White States approved for Everest National policies: AK, FL, MA, NY, WA

Applications for all states (except NY)
For banks with assets < $150 Million
For banks with assets > $150 Million
New York specific applications
For banks with assets < $150 Million    
For banks with assets > $150 Million    


Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. All coverage descriptions and claims examples are provided for informational and educational purposes only and are not a representation as to coverage for any particular claim and are not represented to be error free. Coverage for any claim is determined upon the specific facts of the claim, the terms and conditions of the policy and applicable law. For details on the coverage provided by your specific contract of insurance, please refer to your policy. Coverage is subject to underwriting guidelines and may not be available in all states. Limits may be capped for underwriting reasons. Any links to any sites which are not originated by ABA Insurance Services Inc. (ABAIS) are provided only as a courtesy and are not intended to nor do they constitute an endorsement by ABAIS of the linked materials.