Nonprofit D&O Liability

Nonprofit D&O Liability Insurance (NPDO) protects the directors and officers of nonprofit organizations from lawsuits brought against them for wrongful act allegations arising from their day-to-day duties and management functions. Wrongful act coverage is also extended to the organization and its employees.

Coverage is also available for:

  • Employment Practices Liability protects for the organization and its employees against allegations of discrimination, wrongful termination, sexual harassment, and other employment-related matters.
  • Fiduciary Liability protects the organization and its employees against allegations of errors, omissions, or breaches of fiduciary duties surrounding the administration of the employee benefit plans offered by the organization.

Nonprofit D&O insurance is not available in Alaska.
NPDO for community associations (i.e. homeowners/condo associations) is available at Other Liability.

For Agents Resources

NPDO Specimen Policy (except NY)

Why a nonprofit needs D&O protection

NPDO Specimen Policy (NY)

NPDO Claims Examples

NPDO Program Overview

NPDO EPLI Loss Prevention Services

NPDO Product Guide

Sample NPDO Application
         (all states excluding AK, NY)

Frequently Asked Questions by Agents

Your Account Services Team

Chad Guyer 
Chad Guyer, Account Executive
Account Executive
216-220-1355 Sharon Anderson, LinkedIn  


Sharon Anderson 

Territory Manager
216-220-1295 Sharon Anderson, LinkedIn  

Imani Cooper 

Account Manager
216-220-1286 Sharon Hrenko, LinkedIn  

All products are offered exclusively online through ProCision. Progressive-appointed agents can access ProCision by visiting and selecting “EPLI, NPDO, Cyber and More.” If you are not a Progressive agent, complete our "Agent Appointment" form and a member of our team will contact you.

Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. All coverage descriptions and claims examples are provided for informational and educational purposes only and are not a representation as to coverage for any particular claim and are not represented to be error free. Coverage for any claim is determined upon the specific facts of the claim, the terms and conditions of the policy and applicable law. For details on the coverage provided by your specific contract of insurance, please refer to your policy. Coverage is subject to underwriting guidelines and may not be available in all states. Limits may be capped for underwriting reasons. Any links to any sites which are not originated by ABA Insurance Services Inc. (ABAIS) are provided only as a courtesy and are not intended to nor do they constitute an endorsement by ABAIS of the linked materials.