Special Events Liability

Special Events Liability Insurance offers General Liability and/or Liquor Liability protection for yourself and your special event with the proper insurance coverage. Broad coverage is available for a multitude of event types and activities on a standalone policy for both individuals and businesses. Options include coverage for:

  • Both General Liability and Liquor Liability
  • General Liability Only
  • Liquor Liability Only

Special Event Liability is available for Progressive-appointed insurance agents through ForAgentsOnly.com, Progressive's quoting platform. If you are a non-Progressive agent, complete our "Agent Appointment" form and a member of our team will contact you.

  • Not available for events in AK, AL, LA, MS, RI or WV 
  • Offers general liability and/or liquor liability coverage with standard limits available of $1,000,000/$2,000,000. Up to $3,000,000/$3,000,000 available for eligible events
  • Separate limits can be chosen for either line of coverage
  • Includes first additional insureds for no added premium
  • Food and beverage product liability is included in the general aggregate limit
  • Coverage for damage to rented premises
  • Coverage included for volunteers, temporary or leased workers, and committee members
  • No deductible for general liability or liquor liability
  • Waiver of subrogation and primary/non-contributory wording available
  • Special host liquor liability is available for events with 500 or fewer attendees
  • Enhanced features for host Wedding Events include:
    • Loss of deposits and damage to wedding attire
    • Option to add jewelry, photographs, gifts, cancellation, and rehearsal dinner coverage

Special Events Liability Highlights

Preferred Classes
  • Weddings
  • Concerts
  • Conventions/Trade Shows
  • Parades
  • Picnics
  • Sporting Events
  • Fundraisers
  • Car/Motor Vehicle Shows
  • Miscellaneous Events
Restricted Classes
  • Fireworks
  • Hot Air Balloon Rides
  • Overnight Camping
  • Events Taking Place on Water
  • Medical Treatments or Health Screenings
  • Haunted Houses, Hayrides, or Corn Mazes
  • Not available for events in AK, AL, LA, MS, RI or WV

Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. All coverage descriptions and claims examples are provided for informational and educational purposes only and are not a representation as to coverage for any particular claim and are not represented to be error free. Coverage for any claim is determined upon the specific facts of the claim, the terms and conditions of the policy and applicable law. For details on the coverage provided by your specific contract of insurance, please refer to your policy. Coverage is subject to underwriting guidelines and may not be available in all states. Limits may be capped for underwriting reasons. Any links to any sites which are not originated by ABA Insurance Services Inc. (ABAIS) are provided only as a courtesy and are not intended to nor do they constitute an endorsement by ABAIS of the linked materials.