Miscellaneous Professional Liability

Miscellaneous Professional Liability Insurance (MPL) is an errors and omissions policy providing protection to a broad range of professionals serving various industries.

MPL is available for Progressive-appointed insurance agents through ForAgentsOnly.com, Progressive's quoting platform. If you are a non-Progressive agent, complete our "Agent Appointment" form and a member of our team will contact you.

Features
  • Definition of "Claim" includes written demands, civil proceedings, civil and regulatory investigations and disciplinary proceedings (sub-limited)
  • Punitive and exemplary damage coverage
  • Definition of "Wrongful Act" includes "Personal Injury Offenses"
  • "Insured" includes independent contractors
  • Limits up to $5,000,000
  • Contingent BI/PD sublimit available
  • First dollar defense and “Claim Expense” outside
  • A++ (Superior) rated carrier by A.M. Best 

 Misc. Professional Liability Highlights

Preferred Classes

Companies and individuals with annual revenues of $5,000,000 or less are eligible. Specialty niche classes include but not limited to:

  • Answering services & call centers
  • Arbitrators & mediators
  • Bookkeepers & tax preparers
  • Claim adjusters
  • Consultants
  • Court reporters & notary publics
  • Exert witness & investigators
  • Interior designers
  • Interpreters & translators
  • Payroll services & temporary staffing
  • Photographers
  • Planners
  • Printers
  • Property Managers
  • Travel agents
  • Tutors
Restricted Classes
  • Architects & engineers (A&E)
  • Certified public accountants (CPA’s)
  • Debt collectors
  • Home inspectors
  • Insurance agents
  • Lawyers / Medical malpractice
  • Real Estate Appraisers
  • Title & Escrow Agents / Mortgage Brokers
 

Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. All coverage descriptions and claims examples are provided for informational and educational purposes only and are not a representation as to coverage for any particular claim and are not represented to be error free. Coverage for any claim is determined upon the specific facts of the claim, the terms and conditions of the policy and applicable law. For details on the coverage provided by your specific contract of insurance, please refer to your policy. Coverage is subject to underwriting guidelines and may not be available in all states. Limits may be capped for underwriting reasons. Any links to any sites which are not originated by ABA Insurance Services Inc. (ABAIS) are provided only as a courtesy and are not intended to nor do they constitute an endorsement by ABAIS of the linked materials.