Commercial Umbrella

Commercial Umbrella 
Every day businesses are faced with mitigating some type of new liability risk and defending potential litigation. For that reason, purchasing a liability umbrella policy is coverage that no business should go without. Provide your clients with added liability protection and alleviate their concerns about losing income or assets.

Commercial Umbrella is available for Progressive-appointed insurance agents through, Progressive's quoting platform. If you are a non-Progressive agent, complete our "Agent Appointment" form and a member of our team will contact you.

  • Not available in AK, LA, and VT
  • Policy limits up to $5 million*
  • $500 minimum premium per layer
  • Policy premium up to $10,000
  • Available as standalone or over our Westchester Binding Commercial Products
  • Written on admitted paper
  • Over 260 classes available

* For risk outside of the maximum limits/premium and/or appetite, please contact ABA Insurance Services for review/referral.

Commercial Umbrella Highlights

Preferred Classes
All standard classes of business, including:
  • Commercial & Habitational Real Estate
  • Homeowners & Condominium Associations
  • Hotels/Motels
  • Professional Offices
  • Restaurants
  • Retail Trade
  • Service Industry
  • Artisan Contractors
  • Bowling Centers

Restricted Classes or Industries
‚Äč All standard classes of business, including:

  • Aviation products
  • Energy (including fuel oil dealers)
  • Healthcare
  • Trucking and Transportation
  • Pharmaceuticals & Nutriceuticals
  • Professional liability
  • Nursing Homes

Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. All coverage descriptions and claims examples are provided for informational and educational purposes only and are not a representation as to coverage for any particular claim and are not represented to be error free. Coverage for any claim is determined upon the specific facts of the claim, the terms and conditions of the policy and applicable law. For details on the coverage provided by your specific contract of insurance, please refer to your policy. Coverage is subject to underwriting guidelines and may not be available in all states. Limits may be capped for underwriting reasons. Any links to any sites which are not originated by ABA Insurance Services Inc. (ABAIS) are provided only as a courtesy and are not intended to nor do they constitute an endorsement by ABAIS of the linked materials.