Employment Practices Liability

Employment Practices Liability Insurance (EPLI)
protects employers against actual or alleged wrongful employment conduct such as wrongful termination, discrimination, retaliation, and harassment from employees and, with optional third party coverage, from customers and other parties. Employment claims have been steadily rising for years, leaving employers no choice but to insure against the devastating effects of such claims.

EPLI is available for Progressive-appointed insurance agents through ForAgentsOnly.com, Progressive's quoting platform. If you are a non-Progressive agent, complete our "Agent Appointment" form and a member of our team will contact you.

Features (subject to state and class limitations)
  • Policies from "A" (A.M. Best) and higher rated insurance companies
  • Limits up to $2,000,000
  • Retentions as low as $1,000
  • Full Prior Acts coverage
  • Third party coverage (i.e. customers, vendors, job applicants) available for most classes
  • Defense Outside the Limits option
  • Duty-to Defend provision
  • FLSA (aka Wage & Hour) available in all states, including CA
  • Loss Prevention Services included at no additional cost
 EPLI program highlights
 EPLI program brochure 
Preferred Classes
  • Manufacturing
  • Retail establishments
  • Contractors
  • Auto Dealerships
  • Insurance Agents
Samples of Restricted Classes
  • Law firms
  • Schools
  • Night clubs
  • Adult entertainment
  • Talent agencies
  • Hospitals
  • Government offices
  • Temporary or staffing agencies
 

Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. All coverage descriptions and claims examples are provided for informational and educational purposes only and are not a representation as to coverage for any particular claim and are not represented to be error free. Coverage for any claim is determined upon the specific facts of the claim, the terms and conditions of the policy and applicable law. For details on the coverage provided by your specific contract of insurance, please refer to your policy. Coverage is subject to underwriting guidelines and may not be available in all states. Limits may be capped for underwriting reasons. Any links to any sites which are not originated by ABA Insurance Services Inc. (ABAIS) are provided only as a courtesy and are not intended to nor do they constitute an endorsement by ABAIS of the linked materials.